Haddon Township Real Estate

Property tax and the Municipal Tax Search

In New Jersey, a property’s tax is its assessed value multiplied by the town’s general tax rate. Haddon Township’s Assessor values each parcel for the Tax List presented to the Camden County Board of Taxation. Taxes are due quarterly on February 1, May 1, August 1 and November 1, with a 10-day grace period, and you can view accounts on the township’s online portal.

Improvements can change a tax bill. The Assessor’s office explains that new construction and additions can bring an added assessment, and work missed earlier can bring an omitted assessment. To avoid surprises, the township recommends that buyers ask their attorney to order a Municipal Tax Search, which lists unpaid taxes and sewer charges, open building or plumbing permits, and potential added assessments. The office also administers deductions for qualifying seniors, disabled persons and veterans, and state programs such as ANCHOR, Senior Freeze and Stay NJ are listed by the NJ Division of Taxation.

Water and sewer

Haddon Township runs its own water system. Its drinking water comes from township wells in the Potomac-Raritan-Magothy Aquifer, and the township buys any additional water it needs from New Jersey American Water. The township’s quarterly bill covers water use and local sewer maintenance.

Wastewater treatment is billed separately by the Camden County Municipal Utilities Authority, so owners receive both bills. The township’s master plan reexamination notes that parts of the sewer system in older sections are of advanced age, with terra cotta lines. Here’s what that means for you: a sewer line camera inspection is worth discussing with your inspector.

Older homes: inspections, lead paint and oil tanks

Most of Haddon Township’s homes were built before 1960, according to the township’s master plan reexamination. With older homes, a thorough inspection of major systems, past renovations and maintenance needs is an essential part of buying. Ask whether earlier work had permits; the township’s resale checklist confirms that permitted work, such as heaters, water heaters, finished basements, roofs, siding and decks, had final inspections.

For homes built before 1978, federal law requires sellers to disclose known lead-based paint information and to give buyers a 10-day period for a lead paint inspection or risk assessment. If a home has or had oil heat, ask about the tank. NJ DCA notes that only NJDEP-certified individuals and firms can work on underground residential heating oil tanks, and that NJDEP strongly recommends removing out-of-service underground tanks even without evidence of a leak. Cathy can connect you with inspectors and environmental professionals from her network.

Resale inspections and getting around

Every resale and tenant change needs a township inspection, and a Certificate of Compliance or Temporary Certificate must be issued before closing. The township asks for 14 business days’ notice, inspects on Mondays and Wednesdays only, and notes that a fine may apply if closing happens without one. The checklist covers smoke and CO alarms, house numbers, egress locks, handrails and guardrails, electrical items, venting and more.

For getting around, PATCO’s Westmont station is at 100 Stoy Avenue, with service to Center City Philadelphia, free daily lots and full ADA accessibility. Haddon Avenue is the township’s downtown business corridor, and Newton Lake Park, a Camden County park, runs through Haddon Township, Collingswood and Oaklyn.

What you will find in Haddon Township

• Single-family homes on established streets
• Twins and duplexes
• Apartments and mixed-use buildings along business corridors
• Older homes, many built before 1960
• Commercial properties on Haddon Avenue and the White Horse Pike

Buying in Haddon Township

• If being near Haddon Avenue or Westmont station matters to you, measure the actual walking distance from each property rather than relying on a neighborhood name.
• Much of the township’s housing is older. Plan a thorough inspection of major systems, look into past renovations, and budget for ongoing maintenance.
• For homes with oil heat, past or present, ask about any heating oil tank. NJ DCA notes that only NJDEP-certified firms can work on underground residential heating oil tanks.
• Ask your attorney to order a Municipal Tax Search. The township says it can show unpaid taxes or sewer charges, open permits and possible added assessments.

How the buying process works →

Selling in Haddon Township

• A Certificate of Compliance (or Temporary Certificate) must be issued before closing on any resale. The township asks for 14 business days’ notice and inspects on Mondays and Wednesdays only.
• The inspection covers interior and exterior items, including smoke and CO alarms, egress door locks, handrails, GFCI outlets, sump pump discharge, venting and whether permitted work received final approval.
• Contact the Construction Office before listing to confirm that past permits are closed with final inspections. Cathy can coordinate contractors from her network if repairs are needed.

What's my home worth? →

Before you buy in Haddon Township: what to check

• Walk the route from the property to Haddon Avenue, Westmont station or Newton Lake Park, if those matter to you.
• Schedule a full home inspection with attention to roof, heating, plumbing, electrical and the sewer line.
• Ask whether the home has or had oil heat, and how any heating oil tank was handled.
• For a pre-1978 home, review the seller’s lead-based paint disclosure and decide whether to use the 10-day inspection opportunity.
• Have your attorney order a Municipal Tax Search for unpaid charges, open permits and added assessments.
• Confirm the seller has applied for the Certificate of Compliance in time for closing.
• Confirm school registration requirements directly with the Haddon Township School District.

Nearby areas